Are You Ready for Home Ownership?

Take this simple test and find out:

• Are you tired of paying $300 or more per month in rent?
• Do you have a regular source of income, such as a job, social security, or SSI?
• Do you pay your bills on time? (For example, fewer than two 30-day delinquencies in the past year?)
• Are you willing to make the commitment to turn your dreams to homeownership into reality?

We can help make your home ownership dreams come true!

Southern Mutual Help Association and the Louisiana Rural Home Loan Partnership can make your dreams of owning your own home come true! Depending on your income level and your credit history, you could qualify for:

• No Down Payment
• Closing Costs Included in the Loan
• Lower-Than-Market Interest Rates
• A Loan to Buy An Existing Home, or a Loan to Buy A Lot and Build A Home!
• Monthly Mortgage Payments Less Than What You’re Paying In Rent

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